9/23/2010- The Health Care Kick-In’s

Posted: September 24, 2010 in Political Commentary, The Blog!

Ah, September 23, 2010. It’s been six months since President Obama signed into law the new Health Care reform. Since than, over 1 million seniors have been sent checks to close the “donut hole”, which was the remaining costs left to buy medications after Medicare had paid in. People however have been scratching their heads asking “where is this free health care?”. I get it asked to me all the time since people know i’m really into politics. Today, however, kicks in some major changes to our health care system. While conservatives scream and holler about “socialist” government and raising taxes and premiums, the truth is that means that the government is going to help and work with the people, and raise taxes on people making over $200,000 a year. Some insurance companies might attempt to raise premiums to cover their costs, but the backlash would/could be disastrous on them. In 2014 when the biggest part of the health care reform kicks in and over 40 million Americans have a choice to stay with their current providers or take the government run plan, those insurance companies will take a chance and loosing out on many people if they choose to raise their already sky high rates. Some of the key provisions that kicked in will help out millions.

* Allows young people under the age of 26 to stay on their parents’ insurance longer, which could mean coverage for up to 2.4 million Americans who previously wouldn’t have health care

* Allows individuals who purchase new health insurance to choose their own doctor within their network and visit the closest hospital in an emergency

* Prohibits insurance companies from denying coverage to children on the basis of a pre-existing condition, extending coverage to as many as 72,000 uninsured children

* Prohibits insurance companies from taking away health coverage from those who need it most, protecting more than 10,000 folks who would have lost coverage because of rescission;

* Requires new health plans must have free preventive care such as free mammograms, colonoscopies, immunizations, and pre-natal care

* Prohibits insurance companies from imposing lifetime limits and restricts annual limits on health coverage and hospital stays

* Empowers Americans to challenge insurance companies’ denial of coverage or treatment to an independent third party.

There are more but these are some of the bigger highlighted bullet points. Head over to the White Houses website for info on house the new reform effects you, your state and hear stories straight from the people themselves.

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